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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,119 | $127,790-63.1% | $106,555-55.8% | $167,536-71.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 9.24% | 33.88%-24.6pp | 26.80%-17.6pp | 478.82%-469.6pp |
| Employer contribution / active EE | $4,490 | $3,428+31.0% | $2,819+59.2% | $4,839-7.2% |
| Participant deferral / active EE | $727 | $5,088-85.7% | $4,399-83.5% | $6,342-88.5% |
| Admin fee / account holder | $2,139 | $11,229-81.0% | $7,408-71.1% | $12,315-82.6% |