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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,959 | $165,381-58.3% | $149,730-53.9% | $158,966-56.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 16.67% | 348.29%-331.6pp | 276.70%-260.0pp | 302.95%-286.3pp |
| Employer contribution / active EE | $1,466 | $5,104-71.3% | $4,645-68.4% | $4,762-69.2% |
| Participant deferral / active EE | $4,459 | $7,182-37.9% | $6,843-34.8% | $5,983-25.5% |
| Admin fee / account holder | $50 | $10,809-99.5% | $9,310-99.5% | $11,250-99.6% |