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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,790 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,957 | $82,188-61.1% | $125,391-74.5% | $64,824-50.7% |
| Participation rate | 94.0% | 77.9%+16.1pp | 82.4%+11.6pp | 71.5%+22.5pp |
| Annual return | 11.19% | 3.50%+7.7pp | 572.41%-561.2pp | 32.84%-21.7pp |
| Employer contribution / active EE | $6,927 | $3,617+91.5% | $4,816+43.8% | $2,507+176.3% |
| Participant deferral / active EE | $12,320 | $7,177+71.7% | $7,448+65.4% | $4,311+185.8% |
| Admin fee / account holder | $15 | $163-91.1% | $10,009-99.9% | $188-92.2% |