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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,015 | $201,372-71.2% | $184,260-68.5% | $145,884-60.2% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 22.43% | 29.04%-6.6pp | 28.84%-6.4pp | 551.85%-529.4pp |
| Employer contribution / active EE | $1,447 | $7,024-79.4% | $6,427-77.5% | $4,662-69.0% |
| Participant deferral / active EE | $7,428 | $9,808-24.3% | $9,133-18.7% | $6,690+11.0% |
| Admin fee / account holder | $0 | $16,362-100.0% | $13,898-100.0% | $13,392-100.0% |