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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,704 | $93,617-66.1% | $135,982-76.7% | $75,177-57.8% |
| Participation rate | 63.9% | 75.2%-11.3pp | 81.9%-18.0pp | 67.2%-3.3pp |
| Annual return | 24.93% | 30.89%-6.0pp | 68.32%-43.4pp | 160.75%-135.8pp |
| Employer contribution / active EE | $1,528 | $3,538-56.8% | $4,859-68.6% | $2,671-42.8% |
| Participant deferral / active EE | $4,041 | $6,406-36.9% | $7,760-47.9% | $4,126-2.1% |
| Admin fee / account holder | $128 | $6,980-98.2% | $10,767-98.8% | $5,651-97.7% |