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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,713 | $135,956-98.0% | $123,894-97.8% | $273,972-99.0% |
| Participation rate | 85.0% | 84.1%+0.9pp | 81.4%+3.6pp | 83.0%+2.0pp |
| Annual return | 19.06% | 56.63%-37.6pp | 47.52%-28.5pp | 41.46%-22.4pp |
| Employer contribution / active EE | $1,262 | $5,170-75.6% | $4,617-72.7% | $4,869-74.1% |
| Participant deferral / active EE | $2,954 | $6,343-53.4% | $5,984-50.6% | $5,287-44.1% |
| Admin fee / account holder | $974 | $9,817-90.1% | $8,357-88.3% | $10,133-90.4% |