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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,538 | $183,592-3.8% | $155,574+13.5% | $145,877+21.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.60% | 61.37%-43.8pp | 64.87%-47.3pp | 551.28%-533.7pp |
| Employer contribution / active EE | $24,284 | $5,317+356.7% | $4,676+419.4% | $4,663+420.8% |
| Participant deferral / active EE | $17,400 | $6,466+169.1% | $5,629+209.1% | $6,691+160.1% |
| Admin fee / account holder | $1,801 | $19,316-90.7% | $15,914-88.7% | $13,402-86.6% |