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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,335 | $202,342-71.2% | $172,753-66.2% | $152,909-61.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.77% | 1029.88%-1004.1pp | 803.00%-777.2pp | 345.46%-319.7pp |
| Employer contribution / active EE | $8,240 | $5,857+40.7% | $5,144+60.2% | $4,764+73.0% |
| Participant deferral / active EE | $16,000 | $5,948+169.0% | $5,198+207.8% | $5,851+173.4% |
| Admin fee / account holder | $7,784 | $17,112-54.5% | $13,956-44.2% | $11,601-32.9% |