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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,660 | $174,379-92.2% | $152,093-91.0% | $138,895-90.2% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 22.59% | 74.86%-52.3pp | 66.36%-43.8pp | 145.39%-122.8pp |
| Employer contribution / active EE | $984 | $4,652-78.9% | $4,175-76.4% | $4,194-76.6% |
| Participant deferral / active EE | $1,768 | $6,159-71.3% | $5,451-67.6% | $6,396-72.4% |
| Admin fee / account holder | $116 | $16,880-99.3% | $14,497-99.2% | $12,562-99.1% |