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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,660 | $172,111-92.1% | $150,298-90.9% | $137,256-90.0% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 22.59% | 69.37%-46.8pp | 62.79%-40.2pp | 220.34%-197.8pp |
| Employer contribution / active EE | $984 | $4,636-78.8% | $4,154-76.3% | $4,156-76.3% |
| Participant deferral / active EE | $1,768 | $6,166-71.3% | $5,453-67.6% | $6,407-72.4% |
| Admin fee / account holder | $116 | $16,471-99.3% | $14,116-99.2% | $12,270-99.1% |