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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,023 | $91,179-72.6% | $178,499-86.0% | $79,852-68.7% |
| Participation rate | 63.4% | 69.2%-5.8pp | 81.9%-18.5pp | 69.6%-6.2pp |
| Annual return | 62.19% | 24.19%+38.0pp | 151.10%-88.9pp | 31.72%+30.5pp |
| Employer contribution / active EE | $1,827 | $3,256-43.9% | $5,011-63.5% | $2,471-26.1% |
| Participant deferral / active EE | $3,146 | $3,236-2.8% | $5,202-39.5% | $3,740-15.9% |
| Admin fee / account holder | $852 | $6,749-87.4% | $13,986-93.9% | $5,306-83.9% |