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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,433 | $147,556-89.5% | $129,031-88.0% | $198,609-92.2% |
| Participation rate | 73.3% | 77.2%-3.9pp | 73.4%0pp | 82.4%-9.0pp |
| Annual return | 17.88% | 37.41%-19.5pp | 34.67%-16.8pp | 202.70%-184.8pp |
| Employer contribution / active EE | $1,337 | $3,645-63.3% | $3,226-58.6% | $5,055-73.6% |
| Participant deferral / active EE | $2,732 | $5,760-52.6% | $5,217-47.6% | $6,977-60.8% |
| Admin fee / account holder | $3,260 | $15,467-78.9% | $13,208-75.3% | $19,030-82.9% |