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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,106 | $95,915-71.7% | $79,580-65.9% | $134,532-79.9% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -18.06% | -2.71%-15.3pp | 0.15%-18.2pp | 418.27%-436.3pp |
| Employer contribution / active EE | $1,749 | $3,129-44.1% | $2,413-27.5% | $4,741-63.1% |
| Participant deferral / active EE | $1,471 | $4,693-68.7% | $3,985-63.1% | $6,401-77.0% |
| Admin fee / account holder | $2,580 | $9,132-71.7% | $6,835-62.3% | $11,429-77.4% |