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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,168 | $108,897-63.1% | $100,378-60.0% | $145,877-72.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 35.08% | 58.17%-23.1pp | 49.41%-14.3pp | 551.28%-516.2pp |
| Employer contribution / active EE | $18,116 | $4,420+309.9% | $3,942+359.6% | $4,663+288.5% |
| Participant deferral / active EE | $31,333 | $8,455+270.6% | $8,087+287.4% | $6,691+368.3% |
| Admin fee / account holder | $2,287 | $9,690-76.4% | $7,899-71.1% | $13,402-82.9% |