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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,168 | $108,942-63.1% | $100,415-60.0% | $145,897-72.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 35.08% | 58.27%-23.2pp | 49.47%-14.4pp | 552.29%-517.2pp |
| Employer contribution / active EE | $18,116 | $4,422+309.7% | $3,943+359.5% | $4,663+288.5% |
| Participant deferral / active EE | $31,333 | $8,461+270.3% | $8,091+287.2% | $6,689+368.4% |
| Admin fee / account holder | $2,287 | $9,702-76.4% | $7,906-71.1% | $13,390-82.9% |