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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,286 | $217,432-71.8% | $185,849-67.0% | $167,536-63.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.20% | 148.42%-138.2pp | 122.10%-111.9pp | 478.82%-468.6pp |
| Employer contribution / active EE | $6,098 | $5,875+3.8% | $5,169+18.0% | $4,839+26.0% |
| Participant deferral / active EE | $4,706 | $6,357-26.0% | $5,569-15.5% | $6,342-25.8% |
| Admin fee / account holder | $622 | $19,818-96.9% | $16,244-96.2% | $12,315-94.9% |