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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,419 | $138,102-82.3% | $125,381-80.5% | $134,532-81.8% |
| Participation rate | 91.3% | 84.5%+6.8pp | 82.4%+8.9pp | 81.2%+10.1pp |
| Annual return | -14.73% | 750.73%-765.5pp | 572.31%-587.0pp | 418.27%-433.0pp |
| Employer contribution / active EE | $4,893 | $5,245-6.7% | $4,815+1.6% | $4,741+3.2% |
| Participant deferral / active EE | $2,592 | $7,801-66.8% | $7,448-65.2% | $6,401-59.5% |
| Admin fee / account holder | $1,715 | $11,568-85.2% | $10,007-82.9% | $11,429-85.0% |