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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,007 | $160,070-81.3% | $147,117-79.6% | $145,897-79.4% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 10.33% | 98.69%-88.4pp | 420.54%-410.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $3,903 | $5,285-26.1% | $4,932-20.9% | $4,663-16.3% |
| Participant deferral / active EE | $2,945 | $8,419-65.0% | $8,065-63.5% | $6,689-56.0% |
| Admin fee / account holder | $3,446 | $15,035-77.1% | $12,993-73.5% | $13,390-74.3% |