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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,596 | $54,729+5.2% | $86,235-33.2% | $71,529-19.5% |
| Participation rate | 24.5% | 60.1%-35.6pp | 69.0%-44.4pp | 67.9%-43.4pp |
| Annual return | 28.05% | 20.07%+8.0pp | 1170.03%-1142.0pp | 28.97%-0.9pp |
| Employer contribution / active EE | $451 | $1,267-64.4% | $2,381-81.1% | $2,590-82.6% |
| Participant deferral / active EE | $1,795 | $3,110-42.3% | $3,987-55.0% | $4,291-58.2% |
| Admin fee / account holder | $1,049 | $1,921-45.4% | $6,856-84.7% | $1,588-34.0% |