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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,212 | $160,040-4.9% | $147,096+3.5% | $145,877+4.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 11.70% | 98.49%-86.8pp | 419.75%-408.0pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,285 | $5,289-75.7% | $4,936-74.0% | $4,663-72.4% |
| Participant deferral / active EE | $725 | $8,429-91.4% | $8,071-91.0% | $6,691-89.2% |
| Admin fee / account holder | $6,228 | $15,050-58.6% | $13,005-52.1% | $13,402-53.5% |