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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,212 | $160,070-4.9% | $147,117+3.5% | $145,897+4.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 11.70% | 98.69%-87.0pp | 420.54%-408.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,285 | $5,285-75.7% | $4,932-73.9% | $4,663-72.4% |
| Participant deferral / active EE | $725 | $8,419-91.4% | $8,065-91.0% | $6,689-89.2% |
| Admin fee / account holder | $6,228 | $15,035-58.6% | $12,993-52.1% | $13,390-53.5% |