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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,780 | $106,280-71.0% | $96,538-68.1% | $139,487-77.9% |
| Participation rate | 33.3% | 77.8%-44.5pp | 74.3%-41.0pp | 80.3%-47.0pp |
| Annual return | 17.16% | 38.48%-21.3pp | 35.74%-18.6pp | 373.84%-356.7pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,740-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $3,250 | $5,457-40.4% | $4,880-33.4% | $6,713-51.6% |
| Admin fee / account holder | $643 | $7,888-91.9% | $6,737-90.5% | $11,407-94.4% |