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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,139 | $105,210-87.5% | $159,487-91.8% | $85,851-84.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 20.40% | 45.08%-24.7pp | 263.71%-243.3pp | 318.63%-298.2pp |
| Employer contribution / active EE | $2,841 | $3,319-14.4% | $4,831-41.2% | $2,565+10.8% |
| Participant deferral / active EE | $6,570 | $5,946+10.5% | $7,354-10.7% | $3,952+66.2% |
| Admin fee / account holder | $711 | $6,934-89.7% | $10,804-93.4% | $6,261-88.6% |