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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,130 | $106,524-58.6% | $152,301-71.0% | $87,485-49.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 22.48% | 26.89%-4.4pp | 80.50%-58.0pp | 26.06%-3.6pp |
| Employer contribution / active EE | $3,125 | $3,371-7.3% | $4,624-32.4% | $2,596+20.4% |
| Participant deferral / active EE | $9,604 | $6,525+47.2% | $8,004+20.0% | $4,274+124.7% |
| Admin fee / account holder | $1,030 | $8,287-87.6% | $14,398-92.8% | $7,775-86.8% |