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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,322 | $102,422-69.4% | $147,117-78.7% | $80,959-61.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.56% | 135.16%-118.6pp | 420.54%-404.0pp | 35.67%-19.1pp |
| Employer contribution / active EE | $3,022 | $3,717-18.7% | $4,932-38.7% | $2,757+9.6% |
| Participant deferral / active EE | $8,081 | $6,652+21.5% | $8,065+0.2% | $4,300+87.9% |
| Admin fee / account holder | $1,897 | $7,953-76.1% | $12,993-85.4% | $6,925-72.6% |