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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,743 | $157,304-77.3% | $141,197-74.7% | $152,909-76.6% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 93.63% | 64.34%+29.3pp | 71.41%+22.2pp | 345.46%-251.8pp |
| Employer contribution / active EE | $674 | $5,263-87.2% | $4,736-85.8% | $4,764-85.8% |
| Participant deferral / active EE | $8,540 | $7,111+20.1% | $6,710+27.3% | $5,851+45.9% |
| Admin fee / account holder | $4,543 | $12,126-62.5% | $10,265-55.7% | $11,601-60.8% |