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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,483 | $88,778-84.8% | $81,844-83.5% | $145,884-90.8% |
| Participation rate | 58.3% | 75.1%-16.7pp | 72.4%-14.0pp | 80.3%-22.0pp |
| Annual return | 18.63% | 1033.03%-1014.4pp | 778.87%-760.2pp | 551.85%-533.2pp |
| Employer contribution / active EE | $1,258 | $3,087-59.2% | $2,916-56.9% | $4,662-73.0% |
| Participant deferral / active EE | $3,162 | $4,648-32.0% | $4,323-26.9% | $6,690-52.7% |
| Admin fee / account holder | $2,141 | $8,430-74.6% | $7,355-70.9% | $13,392-84.0% |