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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,144 | $117,433-58.2% | $99,475-50.6% | $152,897-67.9% |
| Participation rate | 50.0% | 77.5%-27.5pp | 73.8%-23.8pp | 82.5%-32.5pp |
| Annual return | 24.36% | 31.87%-7.5pp | 30.72%-6.4pp | 345.43%-321.1pp |
| Employer contribution / active EE | $826 | $3,013-72.6% | $2,540-67.5% | $4,764-82.7% |
| Participant deferral / active EE | $892 | $4,086-78.2% | $3,619-75.3% | $5,851-84.8% |
| Admin fee / account holder | $930 | $7,634-87.8% | $6,252-85.1% | $11,599-92.0% |