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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,877 | $198,457-92.5% | $170,435-91.3% | $147,586-89.9% |
| Participation rate | 62.5% | 88.0%-25.5pp | 83.6%-21.1pp | 82.8%-20.3pp |
| Annual return | 20.71% | 257.30%-236.6pp | 205.94%-185.2pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,368 | $6,183-77.9% | $5,432-74.8% | $4,876-71.9% |
| Participant deferral / active EE | $2,714 | $5,629-51.8% | $4,939-45.1% | $5,439-50.1% |
| Admin fee / account holder | $0 | $16,852-100.0% | $13,881-100.0% | $10,886-100.0% |