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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,765 | $181,896-95.7% | $156,551-95.0% | $273,972-97.2% |
| Participation rate | 81.8% | 88.4%-6.6pp | 84.0%-2.2pp | 83.0%-1.2pp |
| Annual return | 33.36% | 30.74%+2.6pp | 32.23%+1.1pp | 41.46%-8.1pp |
| Employer contribution / active EE | $1,040 | $6,248-83.3% | $5,501-81.1% | $4,869-78.6% |
| Participant deferral / active EE | $2,300 | $5,550-58.6% | $4,871-52.8% | $5,287-56.5% |
| Admin fee / account holder | $1,367 | $15,560-91.2% | $13,028-89.5% | $10,133-86.5% |