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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,848 | $156,970-82.3% | $121,210-77.0% | $139,487-80.0% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 20.33% | 1477.10%-1456.8pp | 987.41%-967.1pp | 373.84%-353.5pp |
| Employer contribution / active EE | $1,209 | $5,546-78.2% | $4,171-71.0% | $4,755-74.6% |
| Participant deferral / active EE | $7,774 | $4,849+60.3% | $4,084+90.4% | $6,713+15.8% |
| Admin fee / account holder | $437 | $6,947-93.7% | $5,647-92.3% | $11,407-96.2% |