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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,241 | $209,422-67.9% | $178,503-62.3% | $158,982-57.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.60% | 188.81%-171.2pp | 151.12%-133.5pp | 302.99%-285.4pp |
| Employer contribution / active EE | $10,567 | $5,707+85.2% | $5,011+110.9% | $4,763+121.9% |
| Participant deferral / active EE | $7,942 | $5,955+33.4% | $5,202+52.7% | $5,983+32.7% |
| Admin fee / account holder | $332 | $17,079-98.1% | $13,987-97.6% | $11,252-97.0% |