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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,860 | $72,607-61.6% | $90,259-69.1% | $87,485-68.2% |
| Participation rate | 51.7% | 64.8%-13.1pp | 70.7%-19.1pp | 68.9%-17.3pp |
| Annual return | 30.32% | 18.59%+11.7pp | 18.88%+11.4pp | 26.06%+4.3pp |
| Employer contribution / active EE | $1,191 | $1,919-38.0% | $2,291-48.0% | $2,596-54.1% |
| Participant deferral / active EE | $1,096 | $3,055-64.1% | $3,827-71.4% | $4,274-74.4% |
| Admin fee / account holder | $260 | $5,947-95.6% | $7,267-96.4% | $7,775-96.7% |