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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,860 | $67,894-59.0% | $89,340-68.8% | $82,448-66.2% |
| Participation rate | 51.7% | 64.0%-12.4pp | 69.6%-17.9pp | 68.1%-16.4pp |
| Annual return | 30.32% | 19.21%+11.1pp | 20.57%+9.7pp | 41.64%-11.3pp |
| Employer contribution / active EE | $1,191 | $1,828-34.9% | $2,231-46.6% | $2,551-53.3% |
| Participant deferral / active EE | $1,096 | $3,072-64.3% | $3,823-71.3% | $4,139-73.5% |
| Admin fee / account holder | $260 | $5,723-95.5% | $6,704-96.1% | $7,234-96.4% |