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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,211 | $95,406-94.5% | $185,849-97.2% | $85,847-93.9% |
| Participation rate | 98.4% | 68.8%+29.7pp | 81.7%+16.7pp | 69.3%+29.1pp |
| Annual return | 0.00% | 23.59%-23.6pp | 122.10%-122.1pp | 318.61%-318.6pp |
| Employer contribution / active EE | $1,599 | $3,314-51.8% | $5,169-69.1% | $2,565-37.7% |
| Participant deferral / active EE | $3,266 | $3,424-4.6% | $5,569-41.4% | $3,952-17.4% |
| Admin fee / account holder | $394 | $7,214-94.5% | $16,244-97.6% | $6,261-93.7% |