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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,673 | $160,040+39.1% | $147,096+51.4% | $145,877+52.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.35% | 98.49%-84.1pp | 419.75%-405.4pp | 551.28%-536.9pp |
| Employer contribution / active EE | $5,839 | $5,289+10.4% | $4,936+18.3% | $4,663+25.2% |
| Participant deferral / active EE | $11,178 | $8,429+32.6% | $8,071+38.5% | $6,691+67.1% |
| Admin fee / account holder | $978 | $15,050-93.5% | $13,005-92.5% | $13,402-92.7% |