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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,495 | $181,896-68.4% | $156,551-63.3% | $273,972-79.0% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | -0.04% | 30.74%-30.8pp | 32.23%-32.3pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,388 | $6,248-77.8% | $5,501-74.8% | $4,869-71.5% |
| Participant deferral / active EE | $5,641 | $5,550+1.6% | $4,871+15.8% | $5,287+6.7% |
| Admin fee / account holder | $1,338 | $15,560-91.4% | $13,028-89.7% | $10,133-86.8% |