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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,485 | $198,457-83.6% | $170,435-80.9% | $147,586-78.0% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 9.76% | 257.30%-247.5pp | 205.94%-196.2pp | 578.59%-568.8pp |
| Employer contribution / active EE | $2,265 | $6,183-63.4% | $5,432-58.3% | $4,876-53.6% |
| Participant deferral / active EE | $5,336 | $5,629-5.2% | $4,939+8.0% | $5,439-1.9% |
| Admin fee / account holder | $443 | $16,852-97.4% | $13,881-96.8% | $10,886-95.9% |