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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,123 | $112,729+58.9% | $98,716+81.5% | $137,256+30.5% |
| Participation rate | 25.0% | 74.2%-49.2pp | 69.3%-44.3pp | 80.0%-55.0pp |
| Annual return | 18.50% | 38.48%-20.0pp | 31.81%-13.3pp | 220.34%-201.8pp |
| Employer contribution / active EE | $750 | $2,725-72.5% | $2,279-67.1% | $4,156-82.0% |
| Participant deferral / active EE | $959 | $4,640-79.3% | $4,048-76.3% | $6,407-85.0% |
| Admin fee / account holder | $45 | $10,129-99.6% | $8,703-99.5% | $12,270-99.6% |