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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,123 | $124,980+43.3% | $108,359+65.3% | $154,746+15.8% |
| Participation rate | 25.0% | 75.2%-50.2pp | 70.1%-45.1pp | 80.7%-55.7pp |
| Annual return | 18.50% | 45.00%-26.5pp | 36.89%-18.4pp | 172.34%-153.8pp |
| Employer contribution / active EE | $750 | $2,851-73.7% | $2,399-68.7% | $4,379-82.9% |
| Participant deferral / active EE | $959 | $4,743-79.8% | $4,137-76.8% | $6,730-85.7% |
| Admin fee / account holder | $45 | $11,502-99.6% | $9,741-99.5% | $14,365-99.7% |