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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,037 | $167,353+32.7% | $143,797+54.4% | $134,545+65.0% |
| Participation rate | 33.3% | 84.8%-51.5pp | 80.3%-47.0pp | 81.2%-47.9pp |
| Annual return | -15.95% | 0.48%-16.4pp | -0.04%-15.9pp | 418.37%-434.3pp |
| Employer contribution / active EE | $2,308 | $5,620-58.9% | $4,952-53.4% | $4,742-51.3% |
| Participant deferral / active EE | $5,021 | $6,447-22.1% | $5,638-11.0% | $6,401-21.6% |
| Admin fee / account holder | $2,534 | $18,096-86.0% | $14,679-82.7% | $11,431-77.8% |