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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,474 | $89,367-48.0% | $141,191-67.1% | $72,975-36.3% |
| Participation rate | 67.7% | 75.1%-7.4pp | 82.5%-14.7pp | 69.5%-1.7pp |
| Annual return | 23.62% | 111.87%-88.3pp | 71.41%-47.8pp | 81.01%-57.4pp |
| Employer contribution / active EE | $2,213 | $3,115-29.0% | $4,736-53.3% | $2,440-9.3% |
| Participant deferral / active EE | $4,814 | $5,419-11.2% | $6,710-28.3% | $3,608+33.4% |
| Admin fee / account holder | $255 | $5,957-95.7% | $10,264-97.5% | $5,124-95.0% |