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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,336 | $228,352-85.4% | $185,835-82.1% | $158,966-79.0% |
| Participation rate | 68.4% | 82.3%-13.9pp | 78.0%-9.6pp | 82.0%-13.5pp |
| Annual return | 21.47% | 40.81%-19.3pp | 35.96%-14.5pp | 302.95%-281.5pp |
| Employer contribution / active EE | $1,058 | $4,967-78.7% | $4,087-74.1% | $4,762-77.8% |
| Participant deferral / active EE | $2,947 | $6,416-54.1% | $5,633-47.7% | $5,983-50.7% |
| Admin fee / account holder | $423 | $11,867-96.4% | $9,502-95.5% | $11,250-96.2% |