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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,493 | $150,447-69.1% | $136,298-65.9% | $147,586-68.5% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 23.17% | 1049.15%-1026.0pp | 5156.27%-5133.1pp | 578.59%-555.4pp |
| Employer contribution / active EE | $2,687 | $5,256-48.9% | $4,696-42.8% | $4,876-44.9% |
| Participant deferral / active EE | $6,307 | $6,631-4.9% | $6,247+1.0% | $5,439+16.0% |
| Admin fee / account holder | $692 | $10,906-93.7% | $9,244-92.5% | $10,886-93.6% |