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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,722 | $160,070-74.6% | $147,117-72.3% | $145,897-72.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.45% | 98.69%-91.2pp | 420.54%-413.1pp | 552.29%-544.8pp |
| Employer contribution / active EE | $5,493 | $5,285+4.0% | $4,932+11.4% | $4,663+17.8% |
| Participant deferral / active EE | $13,799 | $8,419+63.9% | $8,065+71.1% | $6,689+106.3% |
| Admin fee / account holder | $7,486 | $15,035-50.2% | $12,993-42.4% | $13,390-44.1% |