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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,874 | $148,623-81.9% | $135,974-80.2% | $139,466-80.7% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 24.69% | 79.30%-54.6pp | 68.30%-43.6pp | 373.66%-349.0pp |
| Employer contribution / active EE | $1,467 | $5,246-72.0% | $4,859-69.8% | $4,754-69.1% |
| Participant deferral / active EE | $7,258 | $8,103-10.4% | $7,760-6.5% | $6,712+8.1% |
| Admin fee / account holder | $684 | $12,406-94.5% | $10,767-93.6% | $11,409-94.0% |