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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,576 | $228,395-76.5% | $185,861-71.2% | $158,982-66.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 33.49% | 40.82%-7.3pp | 35.96%-2.5pp | 302.99%-269.5pp |
| Employer contribution / active EE | $3,535 | $4,968-28.8% | $4,088-13.5% | $4,763-25.8% |
| Participant deferral / active EE | $3,535 | $6,417-44.9% | $5,634-37.3% | $5,983-40.9% |
| Admin fee / account holder | $564 | $11,869-95.2% | $9,503-94.1% | $11,252-95.0% |