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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,423 | $211,224-63.8% | $178,505-57.2% | $145,897-47.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.18% | 30.28%-20.1pp | 27.16%-17.0pp | 552.29%-542.1pp |
| Employer contribution / active EE | $4,549 | $4,577-0.6% | $3,955+15.0% | $4,663-2.4% |
| Participant deferral / active EE | $6,354 | $6,966-8.8% | $6,280+1.2% | $6,689-5.0% |
| Admin fee / account holder | $19,652 | $12,109+62.3% | $10,428+88.5% | $13,390+46.8% |