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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,423 | $211,239-63.8% | $178,528-57.2% | $145,877-47.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.18% | 30.22%-20.0pp | 27.11%-16.9pp | 551.28%-541.1pp |
| Employer contribution / active EE | $4,549 | $4,570-0.5% | $3,950+15.2% | $4,663-2.4% |
| Participant deferral / active EE | $6,354 | $6,963-8.7% | $6,278+1.2% | $6,691-5.0% |
| Admin fee / account holder | $19,652 | $12,095+62.5% | $10,419+88.6% | $13,402+46.6% |