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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,498 | $180,459-87.0% | $154,108-84.8% | $135,380-82.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.31% | 888.21%-899.5pp | 735.21%-746.5pp | 519.81%-531.1pp |
| Employer contribution / active EE | $6,661 | $6,035+10.4% | $5,298+25.7% | $4,779+39.4% |
| Participant deferral / active EE | $5,955 | $5,806+2.6% | $5,081+17.2% | $5,609+6.2% |
| Admin fee / account holder | $599 | $16,145-96.3% | $13,411-95.5% | $10,828-94.5% |