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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,949 | $106,005-87.8% | $92,239-86.0% | $147,585-91.2% |
| Participation rate | 60.0% | 80.4%-20.4pp | 76.5%-16.5pp | 82.8%-22.8pp |
| Annual return | 55.90% | 50.05%+5.9pp | 176.29%-120.4pp | 578.58%-522.7pp |
| Employer contribution / active EE | $525 | $4,333-87.9% | $3,680-85.7% | $4,876-89.2% |
| Participant deferral / active EE | $5,821 | $4,478+30.0% | $3,897+49.4% | $5,439+7.0% |
| Admin fee / account holder | $119 | $6,333-98.1% | $5,194-97.7% | $10,886-98.9% |