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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,702 | $171,867-83.9% | $149,721-81.5% | $147,586-81.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 39.87% | 2113.36%-2073.5pp | 1501.67%-1461.8pp | 578.59%-538.7pp |
| Employer contribution / active EE | $5,130 | $6,275-18.2% | $5,444-5.8% | $4,876+5.2% |
| Participant deferral / active EE | $12,500 | $7,270+71.9% | $6,568+90.3% | $5,439+129.8% |
| Admin fee / account holder | $338 | $13,799-97.5% | $11,282-97.0% | $10,886-96.9% |