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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,879 | $176,105-72.2% | $159,474-69.3% | $167,536-70.8% |
| Participation rate | 57.9% | 85.0%-27.1pp | 82.8%-24.9pp | 82.1%-24.2pp |
| Annual return | 10.19% | 331.91%-321.7pp | 263.68%-253.5pp | 478.82%-468.6pp |
| Employer contribution / active EE | $2,112 | $5,299-60.1% | $4,831-56.3% | $4,839-56.4% |
| Participant deferral / active EE | $4,312 | $7,751-44.4% | $7,353-41.4% | $6,342-32.0% |
| Admin fee / account holder | $6,347 | $12,559-49.5% | $10,802-41.2% | $12,315-48.5% |